Privacy policy

Last updated: 12 June 2026

Your financial data never leaves your device

Everything you enter into the planner — incomes, expenses, debts, pay rises — is stored only in your browser's localStorage so it's still there when you come back. It is never transmitted to us or to anyone else. There are no accounts and no databases. The "Reset" button in the planner deletes all of it instantly, as does clearing your browser data.

What we collect

This site itself collects nothing. We do not use analytics. Our hosting provider () may keep standard server logs (IP address, user agent, pages requested) for security and operations, governed by their own privacy policy.

Advertising

We show ads from Google AdSense to keep this tool free. Google and its partners may use cookies or device identifiers to serve ads, including personalised ads where you have consented. Ads are served by Google, not us — the planner's calculations and your entered data are not shared with advertisers.

You can learn how Google uses data at policies.google.com/technologies/partner-sites and opt out of personalised advertising at adssettings.google.com.

Consent (EEA / UK / Switzerland)

If you visit from the EEA, UK or Switzerland you will be shown a consent message before any personalised advertising cookies are set, and you can choose non-personalised ads or decline. You can change your choice at any time via the consent link in the page footer.

Children

This site is a general-audience financial planning tool and is not directed at children under 16.

Changes

If this policy changes, the date above will be updated. Material changes will be noted on this page.

Contact

Questions? Email hello@debtfreeby.app.